$500,000$1,000 psf
Est. monthly repayment: $1,790/mo (75% LTV, 4%, 30yr)
Purchase Cost Breakdown
Singapore Citizen, 1st property, bank loan
Upfront Costs
Purchase Price$500,000
Down Payment (25%)$125,000
Minimum Cash (5%)$25,000
CPF Usable (20%)$100,000
Buyer Stamp Duty (BSD)$9,600
ABSD$0 (SC, 1st property)
Legal Fees (est.)$3,000
Total Cash Needed$37,600
Total Upfront (Cash + CPF)$137,600
Loan Details
Loan Amount (75% LTV)$375,000
Interest Rate4.00% p.a.
Loan Tenure30 years
Monthly Repayment$1,790
Total Interest (30yr)$269,511
Total Cost of Purchase$782,000
Customise with full purchase calculator →Assumes SC buying 1st property with bank loan, 75% LTV, 30-year tenure, age ≤ 35. ABSD applies for 2nd+ property, PR (5-30%), or foreigners (60%). Lower LTV (55%) if tenure > 30yr or age + tenure > 65. Actual rates vary by bank.